![]() Don’t forget to update it regularly, when you renew your home insurance coverage or purchase a valuable object.For example, keep a copy on iCloud, or leave a copy at the office or in a safety deposit box at the bank. Complete the e-form to make an inventory of your belongings.Enhance the list with photos, descriptions, invoices or instruction manuals and serial numbers. And if your home is destroyed by fire or some other disaster, having a list of your possessions makes filing a claim easier and helps you put your life back together. Write down what they are worth or their purchase price. Or every pair of shoes All of it is regarded as personal property for insurance purposes. In each room of your home, list the items: furniture, computers and electronic equipment, clothing, tools, etc. I recommend storing one at home (either on your computer or in a fire safe ), one somewhere off-site (this can be in a safety deposit box or at a trusted friend or family member’s house) and one on the cloud. You will have a list of items that you possessed in each room of your home and proof of ownership. Your inventory will also help you and your insurer out when you make a claim. Thus, you can choose the coverage amount that corresponds to your belongings. If you have receipts, save those in your notebook, too. Lets not forget to list toys, old record or comic book collections, CDs, video games and clothing source: Insurance Information Institute. I dont have any furs or jewelry, but you might. You’ll also want to write down the value for each item. The first thing well do is write down all the expensive items including jewelry, furs, and collectibles. Go room-by-room, and make note of your personal belongings. Making an inventory of your belongings lets you know the total value of the property you own. One quick way to start your home inventory is by simply writing everything down in a notebook. It is also an essential tool, both when you purchase your home insurance policy and when you make a claim. The property inventory is a practical tool that can help you out. Home Inventory Checklist Furniture Appliances (Stove, Refrigerator, Dishwasher, Microwave) Rugs, Window Treatments, Table Linens Pots and pans Dishes. ![]() Imagine after a loss: do you think you’d be able to list all of the items stolen or destroyed? And did you keep the proof of purchase? You have probably left out a few! And would you know how much the items in that room are worth? What about the other rooms in your house? Not that simple, is it? Close your eyes and try to list all the items in your living room.
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